If you collect SSI benefits, can you work part time?
Will they penalize you & deduct some of the income you make? Should you let them know you have been hired for a part time position? Are there different forms that need to be filled out ?
People get SSI because they supposedly can not work. You do have a trial work period BUT you must inform them you are working.
You CANNOT work while on SSI. If you get a job, you have to tell them right away OR they can and will take away your SSI for scamming them.
I receive SSI, and for the most part understand the rules of working on SSI. Keep in mind SSI regulations vary by state. For example, some states supplement their recipients on SSI. I live in Tennessee. The maximum amount for a single person living on SSI here is 620.00 a month. In New York it is 720.00 due to the state adding 100.00 due to cost of living.
The reason I am explaining this is because each state also varies with laws according to how much a person works while receiving SSI. It is wise to be careful when limiting the thought process to 'work' as a person going to work while receiving SSI will also have an affect on their healthcare coverage as well.
There is a program called Plan to Achieve Self-Support (PASS). This program is designed to allow someone on SSI to work, and still maintain some benefit. This program allows someone to find stable work to replace their SSI benefits.
There is also a program labeled Work Incentive. This program provides a chart for the exact amount a person can make before losing benefits. The cool thing about it is that if a person on SSI goes to work, if they have issues that are disability related that costs them some of their income, that income is not counted against them. If a person makes 3000.00 a month, and they have things they are paying for, like a wheelchair lift for a van, medical expenses that insurance won’t cover, then these rules can apply.
In New York, a person who is receiving SSI/State Healthcare, as long as they make less than 40,000 a year. They keep their insurance. I know a guy who makes 75,000 a year in New York City. He spends 35,000 a year on stuff like vans, ramps, special transportation. He keeps his insurance. He also pays someone to help him in his apartment. You just have to know the system.
When I give advice to people on SSI, I tell them to go to school. I am attending school as we speak. My rent is free, school is free, my food is free, and I stay here year round. I get my entire check to do as I please. How many people have fulltime jobs, have 620.00 a month to just blow each month? I don't exactly blow it, but life is a lot better. Plus I am getting an education.
No scholarship money or school jobs count against my SSI. Two things a person needs to do if they are on SSI and thinking about options. One is Vocational Rehabilitation. I know a guy that wanted to start a landscaping service. Vocational rehab paid all of the starting costs. Even down to the computers in the office. As long as that person can provide a business plan, they will back them all the way.
Never contact the minions at Social Security for answers. They always make scary comments. They know nothing but what they are told. 99% of the people on SSI have no clue the world is at their finger tips.
If you are collecting social security benefits for being disabled, you are allegedly NOT ABLE TO WORK, hence the need for SSI benefits. If you are 65+ years old and are collecting social security retirement benefits, then your bi-weekly benefits will decrease by the amount of money you make at your part-time job. Here is a link to the Social Security Administration 'Understanding SSI benefits' that will give you all the info you need, including how and when to report employment:
Good luck -
Yes, but you have a limit to the amount of income you can earn without losing your benefits altogether. And you do have to report everything to them. If you CAN earn enough to lose SSI, do so. SSI best serves those who can't.
Are you speaking of SSI retirement benefits? Yes you can work part time, they just cut your benefit amount. If you are speaking of SSDI (disability) you definitely cannot work.
Check with your local SSI counselor. There is a program called 'ticket to work' where you can work and be on SSI at the same time. Your caseworker would have all of the details.
You can work part-time and still collect SSI.
Yes, you need to inform them. I don't know for sure, but there's probably paperwork involved, too. If you work and you don't tell them, and they find out later, you'll have to reimburse them and you could lose your benefit because of concealing income.
They do deduct some of your benefit if you work, but it's not on a dollar-for-dollar basis. In other words, if you work part-time and make $200 in a month, they don't take $200 from your benefits, but less than that. You should ask to find out what the exact number is. But in any event, it's worth it to work.
Good luck and I hope everything works out for you.
Yea you can work part time and not affect your benefits but how much you can make varies from state to state. Ask your case worker.
I believe you can get SSI but they will give you less. I live in Texas and I think you cant be making more than $600 per month.
SSI is a benefit for those unable to work. If you're considering working, I'm glad your health is iimproved and congradulate you for being self-sufficient.