Can i be refused a non money job on my credit status?
I have applied for a job, had the interview, and successfully attained the position, only to be told that because I am bankrupt they cannot employ me.
This maybe understandable if their was cash handling involved, but this is an operational engineers position (Press operator) am I wrong in thinking this is wrong and possibly and very loosely discriminatory
I mean, just because I have to suffer the embarrisment of bieng a bankrupt, this would not have any reflection on my working ability or commitment to any future employer.
YOu have a legal obligation to tell an employer if you have been made bankrupt.I presume this is because they have a right to refuse you a position if they wish.....however,.... it doesnt involve money then how about taking a chance on not telling them! If they happen to find out later on in the day they have a right to sack you, but its unlikely they would find out unless they credit check you!
go and speak to citizen advice they will be able to help, hope it all works out for you, also contact acas they are great to go on there web site,all the best
That is one for the books. You can place a Credit Freeze on all of your Credit Records that STOP Employers from Snooping too deeply into your credit history. This is exactly how Identity Theft is Committed. Ask me how I know! they even Screw up Criminal background checks.
If you live in a Right To Work State they can discriminate or use the Fair Credit Reporting Act against you. It was not intended for that! Unbelievable especially with those who are basically volunteering their time to a cause that happens to handle money. They are labeling you as a thief or a potential one that may steal from them, as they perceive you as desperate. It is another way of DISCRIMINATING against American Citizens in favor of those who are Illegal! Most employers have no way of checking on the Credit of Illegal Aliens and give them credit, bank accounts and Jobs, without it! Don't Be Fooled!
well your initial question was can you.obviously the answer is yes from the rest of your info. i imagine a boss can hire whoever he feels is best for his company.maybe he attributes bankruptcy as a persons easy way out and leaves him to believe that is a character flaw that you have that is not wanted in his company.
Of course you can. Your credit history tells alot about you as a person!
Sure...its all about responsibility with some employers...this is not discriminatory at all...bankrupt citizens is not a protected class.
Usually non financial jobs don't use a credit report as a hiring criteria but there is nothing that says they can't...many employers see bankruptcy and having a poor creidt report as indicitive evidence of how responsible you are and what kind of employee you will be.kind of like the SAT for college...it has been proven to have no predictive value so its not conclusive but it does have some value as given indications of risk. Many employers may see this as being irresponsible whether that are right or not.
The only reason that they may have is because you probably do not have a bank account and therefor there would be difficulty in paying your salary.
This is absolutely legal. My company (a Fortune 500 financial company) does a credit check on ALL new employees regardless of position and a bankruptcy will automatically disqualify you from employment.
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Wow!! Is this not discrimination. Even if the job did involve working with money I am sure you cannot discriminate becuase they are bankrupt. As you rightly say being declared bankrupt has nothing to do with your ability to do a job! I would seek advice about this because I am sure they cannot refuse you a job on this basis.
Yes they can and have been for many years. Credit was checked on employees as early as WW2 and has kept on till today. It dosen't matter what it reflects if the company feels they don't want to hire you and you were let go within your 'probation period' there isn't a thing you can do.
Harvard has started checking new employee's credit status prior to hiring. I think its wrong, and counter productive... granted it MAY say something about the character of the applicant, but at the end of the day you don't know if they made a poor investment or legitimately skipped out on credit card payments... so it really shouldn't be a factor in hiring if you don't know the nature of the poor credit.



