What happens during a summary of judgment in court? how long do you get to pay on it?

I was a victim of scam. I cashed a check that was sent to me to furnish most of the money to someone else. I cashed the check through my bank. The bank wants the money pay for. Before you say it, I have already beaten myself up going on for it. I know I was stupid and too trusting, but never again. I have saved some money but it is not plenty. I am looking for a part time job to pay the edge back. I have considered filing liquidation. This situation has me stressed out.
Talk to the edge. Take your pay slips to the bank (to show what you currently earn), tell them you want to retribution them back, ask them to allow you to pay them a certain amount respectively week or month until the debt is repaid.

Pay with a check OR get a receipt (and hang on to it) every time you make a payment. Tthe bank would fairly gets its money. Talk to them. Do not file bankruptcy to solve this one problem. It will regular place you for a long time afterward if you do, not just in terms of self-esteem but contained by your ability to get credit and good interest rates far into the adjectives.
There are options short of ruin for resolving this. First, try working out a payment plan with the bank. They may even be capable of reduce the overall amount. Debt consolidation may be able to help you out and do some of that negotiate. It's a rob Peter/pay Paul scenario, but you would gain an ally and have a bit more flexibility.

If the bank obtains a decision against you, they can garnish your wages but there are upper limits to how much they can thieve. They could get 14 or more years to keep collecting.

Bankruptcy should be considered in context of adjectives of your other debt. Chapter 7 will completely wipe the debt out, Chapter 13 will allow you to repay it. A bankruptcy attorney should be able to recommend which one, if any, based on your income, assets and debts.
Bankruptcy judge may not set aside the judgement; it's not a certainty. Usually the court trys to hit a elated medium between what the bank wants and what you can do. More and more of these scam going on; they are a little more forgiving than they used to be I understand