Im emancipated and im trying to get credit plz help!?
noone will let me get a store card eventhough the laws read out i can do everything but buy cigs unless im 18 or gamble and i also cant buy alcohol till im 21 those are the only things i cant do i can get a store card i can sign into contracts.
i go to sprint so i could get a contract they said i couldnt cuz i wasnt 18 is there any companies besides metro that i could get a 2 yr contract beside and is there any place i could get a car to start my credit? thanx
You might try one of those 'buy here, pay here' car lots. You would probably own to have your emancipation papers with you. If that doesn't work, is in that anyone you know who could co-sign for a small loan just to get you started? Or even a cheap car loan?
Just a word of direction (from experience)...don't get carried away with credit cards. It's easy to rack up that bill and afterwards it's hell if you have to struggle to pay them. Even more hell if you can't pay them. And it ruins your credit faster than anything else. I did that as a single mom when I be younger and now, 10 years later, I'm just getting my credit subsidise to where it needs to be. It was a frozen lesson to learn.
Avoid credit resembling the plague. Whenever you have debt, you have risk. Pay cash for everything. If you don't hold the cash, then you can't afford it and you shouldn't have it within the first place.
The idea that you have to have obedient credit or any credit to get along these days is a fallacy. You don't. While it is true that you have need of a credit card for many transactions, this need is fufilled with a debit card that comes directly out of your checking and have a VISA or Mastercard logo. Go with that.
I see so many young associates falling into the trap of overspending and then dealing with a nutso debt load. it doesn't own to be. Spare yourself and stay away from it. It will do you no good.
Same problems every 18 year old has starting out with credit. Try a small department store charge to find credit established
If you are emancipated, you should have a document that you can take near you to show store employees. If someone blows you off, ask to speak to the manager and start up the cuff. Being "emancipated" doesn't require lenders to grant credit to you. You'll have to qualify like any other "fully developed."
The first two responders are correct near their points. In addition to what they said it will be hard for you to qualify for a credit card with the lenders reigning within available credit and the closure of many of the largest lenders. Not to mention that I'm doubtful you have a high paying opening at this time. The only adivice I can give is live on cash until you hit 18 after begin to search for credit cards. You don't want to end up next to a credit card with a outrageous percentage rate and high annual fees because of your lack of eligibility.
